Payment of purchases
You can pay for your purchases either by using cash money or your EC-card. An EC-card will be issued if you have an account at a bank. The amount due is then automatically deducted from your bank account. Certain shops also offer the possibility to pay by credit card. The payment possibilities in every shop are displayed most often at the cashier/checkout.
Larger purchases can also be financed. This way of paying means that you take out a private loan and pay the amount back in instalments. Purchasing goods or services by using a private loan have to be thoroughly and well thought over. You have to be able to stem the instalments during the term of the loan, which could easily last several months or even years. Do keep in mind that the final amount which you will have to pay will increase, as you have to pay interest as well.