Personal liability insurance
By acting careless, reckless or just by accident, someone else may suffer damage because of you. For this you are held liable with your assets.
These cases are covered by a personal liability insurance and as such takes care of the inflicted damage. Sometimes the damage sum is not a small one, but so high that it is financially unbearable. As such the personal liability insurance belongs to and must be seen as one of the most important safeguards that can be recommended.
The case a claim must be made, the following costs are covered by the insurance:
- hospital bills
- rehabilitation costs
- doctor bills
- pension payments